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Important points to remember:

• Whilst lenders are not obliged to freeze interest and charges in 89% of current cases we have referred to them they have done so*. Where a lender does not freeze interest and charges the amount you owe and the period over which you repay that credit account may increase, though we will continue to request interest and charges be frozen once several payments have been made to your DMP.
• Whilst entering into a DMP can adversely affect your credit rating it is our experience that those who approach us already have an impaired credit record. By entering into a DMP you will be showing your creditors that you are taking a responsible attitude to resolving your financial problems and this could help you in the future.
• With your permission we will pay for a copy of the Experian Credit Report for each signatory to the Debt Management Agreement and provide an assessment of the impact of the DMP on your individual credit file. We will also match the information on your file to that on your Client Financial Planner to improve the accuracy of our initial statement of affairs that we issue to you.

* Figure accurate at the end of August 2007

In association with:
MORTGAGE-INSURANCE SERVICES LTD, a registered introducer of €uroDebt Financial Services.
€uroDebt Financial Services is a trading style of Pentagon (UK) Limited, registered in England with registration number 03267970 at the registered office and head office address of 7 Franklin Court, Stannard Way, Priory Business Park, Bedford, MK44 3JZ.
Authorised and regulated by the Financial Services Authority (FSA)
Licensed under the Consumer Credit Act 1974 (CCL No: 421901)
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